Wayne Parry Insurance Brokers
General Insurance in Boroondara

The Financial Services Guide (FSF) is designed to aid you in deciding whether to use any of our services and contains important information about: If and when this situation arises we will simplify and highlight this to you. We can advise and arrange a long range of insurances on your behalf including: The Act defines retail clients as: Individuals or a manufacturing business employing less than 100 people or any other business employing less than 20 people and that are purchasing the succeeding types of insurance covers: Typically we only provide General Advice to our Retail Clients. If you are a fresh Retail Client purchasing Personal Accident or Sickness insurance and obtain Personal Advice, that is, advice that takes into account your particular circumstances, we will present you a Statement of Advice (DOA), that sets out the advice provided and the basis on which the advice is made and our remuneration should you buy the product. When you interrogate us to recommend an insurance policy for you, we will usually only consider the policies offered by the insurers or insurance providers that we deal with regularly. If we advocate the buy of a notable financial product, we will also present you a Product Disclosure Statement at that time, which sets out details specific to that product and the key benefits and risks in purchasing the product. To enable us to bear the correct advice we need you to produce us with entire information about the risk(s) that you meet and those that you want to be insured for. All fees payable for our services will be advised to you at the time of providing the advice or service. If we have earnings share arrangements with an insurer that apply to a product we support to you, we will advise you of this at the time of making any such recommendation if the amount involved is material. When placing your insurance we usually receive a commission from the insurer. Where a policy is canceled prior the period of insurance has ended we will usually retain the commission on any return premium involved. If you are a Retail Client and we give you Personal Advice, commission amounts will be provided in any DOA or (where an DOA is not needed to be provided) included on any apropos invoices. When we give you General Advice, stuffed commission information (including dollar amounts) will be provided on request. We have a set of standard nonrefundable Broker Fees that we charge you for services such as: All fees payable for our services we be advised to you at the time of providing the advice or service. We retain the interest on premiums paid by you that are held in our trust account before paying the insurer. They have exclusive arrangements with some insurers where they take between 0.5 1.5 commission on the premium placed by us with those insurers. Depending on the operating costs of Steadfast (including the costs of shareholder services provided to us and other shareholders) and the amount of complete business we place with the participating insurers in any financial year, we may receive some of that commission at the last of each financial year. Advice and assistance from professional bodies, group insurance arrangements, product comparison and placement support, claims promote and purchasing arrangements. We can arrange premium funding if you require it. If a person has referred you to us, we may pay them a part of any fees or commission received. If you are a Retail Client and receive Personal Advice full remuneration details will be disclosed in the DOA or invoices related to the advice.